If you are having trouble meeting your monthly loan repayments and you are looking to switch lenders then there are a few tips you should follow in order to avoid being caught out.
First of all there are some lenders you should be very wary of. For instance some lenders give loans to anyone, regardless of […]
Find the right lender for you
Thursday, June 5th, 2008Borrowers looking to credit agencies
Friday, May 2nd, 2008One of the UK’s biggest credit reference agencies has said that more and more borrowers are turning toward agencies to act as intermediaries in disputes between customers and lenders.
With the number of rejections for credit soaring, borrowers are turning to credit agencies to solve problems with credit history details.
Borrowers approach credit reference agencies often after […]
First time buyers losing property hope
Wednesday, March 5th, 2008It has never been easy getting onto the first rung of the property ladder but there has never been a more difficult time than now. According to recent research it would appear that for nearly two-thirds of first time buyers, getting on the property ladder is a well out of reach.
Scraping together a deposit, paying […]
Recently turned down by a lender?
Wednesday, March 5th, 2008Have you recently been turned down by a lender? Here are some possible reasons why!
In the past year banks and credit card lenders have come in for some heavy criticism for irresponsible lending. So it can come as a bit of a surprise when you apply for a loan and you get tuned down.
Banks have […]
Sub-Prime Mortgages
Thursday, January 3rd, 2008Many of us have less than perfect credit records, which may make it difficult to find a good mortgage deal. For those with bad credit records or little proof of a regular income, the only option may be a sub-prime or ‘adverse credit’ mortgage.
A sub-prime mortgage is basically the type of loan that is given […]
Buying The Wrong Mortgage Product
Thursday, December 6th, 2007Many homeowners struggle to pay their home loans; one percent of all people who hold mortgages, according to the Council of Mortgage Lenders. This may not sound like a high number, but it represents hundreds of thousands of homeowners.
Many of these people faced an emergency, health issue, relationship break up, or even a death in […]
Debt Management Comes to Your PC
Wednesday, December 5th, 2007Many people are unaware of the tools available to help them manage their debts, calculate interest, and increase their wealth. These include mortgage calculators that will let customers play with the numbers for hours until they target the right combinations that will help them build wealth and protect themselves against the impact of higher interest […]
Identity Fraud Could Strike Facebook
Monday, August 13th, 2007Online networks such as MySpace, Hi5 or BeBo have become a popular thing amongst many internet users. Currently the biggest fad is a network called Facebook. This network phenomenon has got millions on people joining and building their own little online communities of friends, colleagues and relatives. With over 30 million users Facebook is considered […]
Keeping Check Of Your Finances
Thursday, August 9th, 2007By knowing how to handle your personal finances you will be able to properly manage your finances, increase your chances of obtaining credit, and open up possibilities to other financial successes. One way to start is by checking your credit report. By reviewing your credit report you will be able to view your personal credit […]
Surviving Marriage Debts
Friday, July 13th, 2007There was a time when people who separated divided joint assets. Now, they divide joint debts, such as a mortgage and personal loans, with many people forced to take on a portion of debt that they had no responsibility for creating.
One quarter of the population is hiding debt from their partner, according to The Debt […]