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Purchasing your first property will probably be the largest financial commitment you will ever have made. However, looking for the right place can often be time-consuming, expensive if you need to take unpaid time off from work and often extremely frustrating. On top of all the emotional turmoil you have to go through you also […]

The citizens advice is warning that UK homeowners are “doomed to fail from the start” if they are sub-prime mortgage borrowers – i.e. those with a history of bad debt, repayments or a troubled financial past.
There are a variety of factors that, when combined, are making it more and more difficult for sub-prime borrowers in […]

The Conservative leader, David Cameron has urged lenders to help out struggling homeowners who can no longer afford to repay their debts.
It is estimated that roughly 1.4 million are going to see their current cheap fixed rate mortgage deal end in the coming few months leading to sharp rises in mortgage repayments. It is expected […]

Many lenders are now warning homeowners that in the wake of the credit crunch home loan costs are going to be much higher as lenders pass on the much higher cost of borrowing. Homeowners who have poor credit histories could find that the cost of mortgages for them could go up by even more.
Whilst there […]

Many store card providers have put up the cost of borrowing on their cards, despite the fact that watchdogs are criticising them over high charges and that they are already charging some of the highest rates in the industry.
Many consumer lobby groups are now taking the opportunity in the midst of the credit crunch to […]

Economists are doubtful that the Bank of England will cut the base rate in July after leaving it standing at 5% when the committee met earlier this month.
Reuters news agency took a poll of what economists were predicting would happen with interest rates and the majority are expecting rates to be held following the next […]

Yorkshire building society has launched a new mortgage which is targeted specifically towards key workers who are struggling to buy their first home.
The exclusive “Open Market HomeBuy” loan offers key workers a regular mortgage for 67.5% of the properties value.
This new offer replaces Yorkshire’s old offer where a regular mortgage could be taken out for […]

If you are having trouble meeting your monthly loan repayments and you are looking to switch lenders then there are a few tips you should follow in order to avoid being caught out.
First of all there are some lenders you should be very wary of. For instance some lenders give loans to anyone, regardless of […]

While demand for housing in the past few months has dropped considerably the shortage of housing in many regions in of the UK is likely to help prevent house prices from crashing.
The shortage in housing provides a certain level of offsetting support to prices despite the fall in demand from buyers, this is particularly the […]

Barclays have come under criticism from debt charity Credit Action for planning to release a new trial version of a credit card which would allow borrowers to have a credit limit of £25,000.
The card is called the ‘Freedom’ credit card and is promoted with the catch phrase: ‘If is see something I want, I need […]