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	<title>1 Stop Finance Shop Latest Loans News</title>
	<link>http://www.1stopfinanceshopuk.biz/blog</link>
	<description>We aim to keep you ahead of what is happening in the UK finance industry.</description>
	<lastBuildDate>Tue, 05 Aug 2008 12:02:46 +0000</lastBuildDate>
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		<title>ifs continues bid to introduce Personal Finance to school curriculums</title>
		<description><![CDATA[Financial education charity, the ifs School of Finance, is continuing to lobby the government over its hopes to introduce exam-grade education on personal finance to the national curriculum.
&#8220;There are lots of other different financial education programmes being offered in schools, workplaces and online but, as FSA research highlighted last month, there is little or no [...]]]></description>
		<link>http://www.1stopfinanceshopuk.biz/blog/ifs-continues-bid-to-introduce-personal-finance-to-school-curriculums.html</link>
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		<title>Bad Debt Write-Offs Hit High Street Lenders</title>
		<description><![CDATA[New figures out from the leading high street banks show a gloomy picture of low profits and high numbers of bad debts.
Uswitch.com, the price comparison website, claims that close analysis of figures released by banking giant, Barclays, shows a shocking £2.795 billion in write-offs from bad debt from unpaid overdrafts, personal loans and credit cards.
&#8220;With [...]]]></description>
		<link>http://www.1stopfinanceshopuk.biz/blog/bad-debt-write-offs-hit-high-street-lenders.html</link>
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		<title>Looking for your first home</title>
		<description><![CDATA[Purchasing your first property will probably be the largest financial commitment you will ever have made. However, looking for the right place can often be time-consuming, expensive if you need to take unpaid time off from work and often extremely frustrating. On top of all the emotional turmoil you have to go through you also [...]]]></description>
		<link>http://www.1stopfinanceshopuk.biz/blog/looking-for-your-first-home.html</link>
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		<title>Citizens Advice warns that many homeowners doomed to fail</title>
		<description><![CDATA[The citizens advice is warning that UK homeowners are &#8220;doomed to fail from the start&#8221; if they are sub-prime mortgage borrowers – i.e. those with a history of bad debt, repayments or a troubled financial past.
There are a variety of factors that, when combined, are making it more and more difficult for sub-prime borrowers in [...]]]></description>
		<link>http://www.1stopfinanceshopuk.biz/blog/citizens-advice-warns-that-many-homeowners-doomed-to-fail.html</link>
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		<title>Conservatives seek help for homeowners.</title>
		<description><![CDATA[The Conservative leader, David Cameron has urged lenders to help out struggling homeowners who can no longer afford to repay their debts.
It is estimated that roughly 1.4 million are going to see their current cheap fixed rate mortgage deal end in the coming few months leading to sharp rises in mortgage repayments. It is expected [...]]]></description>
		<link>http://www.1stopfinanceshopuk.biz/blog/conservatives-seek-help-for-homeowners.html</link>
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		<title>Finding the right loan for you</title>
		<description><![CDATA[With so many deals out there today it is often difficult to know exactly what deal is the best one for you. Taking out a personal loan is the most common way of borrowing money and it is usually possible to borrow up to £100,000 for a period of time usually between six months all [...]]]></description>
		<link>http://www.1stopfinanceshopuk.biz/blog/finding-the-right-loan-for-you.html</link>
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		<title>Don’t panic if you are looking to borrow</title>
		<description><![CDATA[1.4m borrowers are going to come off cheap two year fixed rate deals in the coming few months. If you were to believe everything you read these days then you couldn’t be blamed for thinking things are going to get a lot worse in 2008.
While this picture is partially true it only paints a half [...]]]></description>
		<link>http://www.1stopfinanceshopuk.biz/blog/don%e2%80%99t-panic-if-you-are-looking-to-borrow.html</link>
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		<title>Merrill Lynch calls on central banks to act in order to avoid recession</title>
		<description><![CDATA[Merrill Lynch has called on central banks on both sides of the Atlantic to drop interest rates in order to prevent the onset of a global recession brought on by rising oil and food prices.
According to the investment bank US interest rates would have to come down by 2% in the next two years in [...]]]></description>
		<link>http://www.1stopfinanceshopuk.biz/blog/merrill-lynch-calls-on-central-banks-to-act-in-order-to-avoid-recession.html</link>
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		<title>Mortgage crisis 2008</title>
		<description><![CDATA[It is likely that mortgage lending is going to dry up in the next year according to experts in the financial sector. But what exactly does that mean for borrowers?
The past six months have provided their fair share of bad news with the arrival of the credit crunch as a result of the sub-prime sector [...]]]></description>
		<link>http://www.1stopfinanceshopuk.biz/blog/mortgage-crisis-2008.html</link>
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		<title>How to get rid of your mortgage</title>
		<description><![CDATA[Many lenders are now warning homeowners that in the wake of the credit crunch home loan costs are going to be much higher as lenders pass on the much higher cost of borrowing. Homeowners who have poor credit histories could find that the cost of mortgages for them could go up by even more.
Whilst there [...]]]></description>
		<link>http://www.1stopfinanceshopuk.biz/blog/how-to-get-rid-of-your-mortgage.html</link>
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