Privacy Statement

Privacy Statment

The Site is controlled and operated by 1 Stop Finance Shop UK from the United Kingdom and complies with English law. Only UK residents may register as users of the Site or apply for any of the services on offer. Further terms and conditions will apply.

Those who choose to access the Site from other locations do so on their own initiative and are responsible for compliance with any applicable local laws. No material from this Site may be copied, uploaded, posted, modified or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, home use only, provided you keep intact all copyright and other proprietary notices. The use of any such material on any other Web site or computer environment is prohibited. It is a condition of use of this Site that you accept and agree to the following terms and conditions of 1 Stop Finance Shop UK ("the Company"). No other terms shall apply unless stated below.

These terms may be varied by the Company from time to time and the revised terms will be deemed to apply at the relevant time in respect of your registration. By proceeding to enter the Site you agree to be bound by the following: The Company reserves the right to alter or delete material from the Site at any time and may, at any time, revise these terms by updating this posting. You are bound by any such revision and should therefore periodically visit this page to review the then current terms. While the Company uses reasonable efforts to include accurate and up to date information in the Site, the Company makes no warranties or representations as to its accuracy. The Company assumes no liability for any errors or omissions in the content of the Site. Customer Declaration I/We agree that you 1 Stop Finance Shop UK or any of your broker partners may search the files of a licensed credit reference agency or agencies, who will keep a record of the search, to confirm my/our particulars and for the purpose of credit assessment. I/We agree that you may provide details of this application to a lending company or broker who will also search the files of a licensed credit reference agency or agencies for the same purpose. A record will be kept of such searches and maybe used by other lenders in assessing future applications for finance by me/us and members of my/our household and for occasional debt tracing and fraud prevention.

Further terms and conditions apply in respect of all services offered or described on this Site. These are available to view at the appropriate location on this Site or may be made available at a later time. The Company provides the Site for your general interest and information only. The Company makes no representation or warranties about the accuracy or suitability of any product or purpose of any content of the Site and all other implied warranties are excluded to the fullest extent permissible under English law. By using the Site you hereby agree not to rely on any of the information contained herein. Under no circumstances shall the Company be liable for any direct, incidental, special, consequential, indirect or punitive loss or damages that result from the use of the materials on the Site or the materials in any sites linked to the Site or any services offered on the Site whether by the Company or its commercial partners. The Company shall have no responsibility in respect of any goods or services brought by you from any other organisation referred to on this Site.

It is important that you are aware of, and give consent to, the manner in which your personal data is used by 1 Stop Finance Shop UK. When you provide us with your e-mail address, it may be used for future marketing purposes by The Company or its associates.The information you supply to us will be used and processed by us in any media for the purposes of:

i Providing the information to and searching the files of one or more licensed credit reference agencies (such agencies will keep a record of such search to confirm the information and for the purposes of credit assessment or account administration).

ii To disclose the information to credit reference agencies when requested by them for consideration of any future applications for finance made by you or members of your household/family or for fraud prevention and/or tracing debtors - the agencies may also disclose your information to other lenders for these purposes.

iii To disclose the information to any of our broker partners and/or to other potential lenders/mortgagors and/or to mortgage brokers or third parties (e.g. debt counsellors and insurers) for the purposes of assessing your application, and administering and enforcing any subsequent loan which may be granted .

iv Disclosing the data to any third party who replaces 1 Stop Finance Shop UK in its capacity as a broker.

DATA PROTECTION ACT 1998

I/we confirm that I/we have the consent of any third party whose details I/we may disclose to 1 Stop Finance Shop UK ("You") to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent loan which may be granted to me/us. I/we also confirm that you have my/our permission to pass my/our details to more than one lender/broker to find me/us the best possible rate for my/our circumstances. I/we agree that You and any lender or broker partner resulting from this application (the "Lender or Broker") shall be entitled to use and process, by any medium, the information given by me/us in this application form and any other information about me/us which may be acquired during the lifetime of any loan ("the Data") for the following purposes:

i To provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me/us by the Lender, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that You and /or the Lender will record false or inaccurate information if this is given by me/us and fraud is suspected.

ii To disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other lenders for these purposes)

iii To disclose the Data to any other company within the Lenders group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing my/our application and administering and enforcing any subsequent loan whether during the course of my/our application or during the lifetime of any loan granted pursuant to such application.

iv To disclose the Data to any third party who replaces or who may replace my/our Lender. Prevention of money laundering The Lender and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity. Right of subject access Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.