Can I get a Loan with Adverse Credit ?

Adverse Credit

Adverse credit can often prevent a non homeowner from getting an unsecured loan. However, help is at hand. As a leading UK tenant loans broker, 1 Stop Finance Shop UK have access to all the major lenders including those that are sympathetic to tenants with adverse credit.

Payment Problems Lead to a Poor Credit History If you have a history of missed or late payments on credit or store cards, loans or any other borrowing, it will be recorded on your credit file, along with any CCJ's, defaults, IVA's or other bad debts. When you apply for a loan, most lenders will see this adverse credit recorded on your credit file.

This information is then used to credit score your application. Many UK Lenders will decline applicants with a poor credit score. However, we have access to Lenders who are aware that nearly 1 in 3 applicants now have adverse credit in way shape or form and are happy to lend to those people.

Apply Now For UK Loans

Tenant Adverse Credit

Homeowner Adverse Credit

No Mortgage Adverse Credit